• Employee Benefit OPTIMIZATION

    We help organizations protect their greatest asset, “The Employees!"


    Areas of Expertise:

    1. Preventative Care Management - ZERO COST Enhanced Benefit Package
    2. Employee Retention - Growth Only Automated Life & Legacy Benefits
    3. Instant Pay - FREE Financial Services w/ Fast & Flexible Cash Management
    4. Workplace Performance - Productivity, Health & Safety
    Our solutions are 100% effective and measurable!

  • Option #1 - Preventative Care Management

    ZERO COST Enhanced Benefit Package

    Statistically validated program that improves the health of employees while enhancing the benefit package at no out of pocket cost for the employer or employee!


    Employer Benefits:

    • $500 average payroll savings, per participating employee per year.
    • Immediate financial impact to your bottom line with NO INVESTMENT.
    • Reduce claims costs by an average of $1,400 over a three-year period.

    Employee Benefits:

    • Opportunity to increase retirement savings, average tax savings of $1,800 per year to fund the IUL policy, with no reduction in take-home pay.
    • Robust Personal Health Dashboard for employee and their family.
    • Mayo Clinic wellness programs with 24/7 Telehealth, doctors, nurses and health counselors, co-pay free.

    The SIMRP model is based on existing IRS regulations and requirements. Available to companies of all sizes and is a health plan-related participation only plan. This means all the employee has to do is participate. They do not have to achieve a particular health or wellness goal.


    A SIMRP is an employer sponsored workplace program that provides employees the opportunity to upgrade their benefit package with a certified Preventative Care Program while reducing both the employer’s and employee’s health care costs and expenditures.


    CLICK HERE to learn more.

    Option #2 - Employee Retention

    GOALL Program - Growth Only Automated Life & Legacy Benefits

    The GOALL (Growth Only Automated Life & Legacy) Program is brought to you by a team of financial strategists that believes losing money no longer makes sense. We believe your retirement should accomplish much more than just your compound money.


    GOALL offers an alternative — or addition — to a traditional 401(k) plan

    Today’s companies are not only competing for sales but also for the talented employees that drive them. . . adding the GOALL Program to your benefit plan options is one way to achieve competitive advantage:

    • Stand out from others with a retirement savings and financial security program that’s in many ways more attractive than others
    • Maintain momentum through better employee retention; turnover saps organizations of experience and expertise
    • Tether top talent and attract new hires with a better, more varied package of benefit plan options
    • Increase security: departing employees take with them inside knowledge of your company’s operations and strategic direction
    • Save money: per one source, the average cost to replace a employee is 50% of their salary (i.e., $37,500 for a $75,000/year employee)
    CLICK HERE to learn more.

    Option #3 - Instant Pay

    Free Financial Services w/ Fast & Flexible Cash Management​

    6 Problems We Help Solve:

    1. Earned Wage Access for All Employees. (Instant Pay)
    2. Cost-saving and Fair Alternative to Pay Cards.
    3. Automated Payouts - Tips, Miles, Last Day/Last Pay, etc.
    4. Reduce & Future-proof Payroll Administration. (Paper Checks)
    5. Attracting Quality Employees in the Essential Workforce.
    6. Offer Financially-Inclusive Wellness.


    Employer Benefits include:

    • $250 average savings per employee per year.
    • Boost retention and increase applications, reducing costs.
    • Reduce the impact of financial stress on job performance.

    • Increase shift coverage + attendance.

    • No need to pre-fund payroll.

    • MINIMAL time required as setup process and implementation can take minutes. while integrating with current time and attendance system.
    • Partnered with leading Payroll providers to ensure a seamless experience for any integrations.
    • Target, Walmart, LifeTime, McDonald’s, Domino's, Unilever, Comcast and Lowe’s are already taking advantage of this proprietary program.
    Employee Benefits include:
    • $500 annual per employee savings. (Overdraft, loan, bankcard fees)
    • Instant access to wages.

    CLICK HERE to learn more.

    Option #4 - Workplace Performance

    Productivity, Health and Safety

    • Live, Work and Play Safer
    • $500 Average Savings Per Employee Per Year.
    • Human Performance Optimization.
    • Focus More, Stress Less & Think Clearly.
    • Balance, Pain Relief, Energy, Recovery & Neural Health.
    • Increased Information Processing Speeds, Productivity & Revenues.
    • Cumulative 24/7/365 Benefits.

    CLICK HERE to learn more.

  • Want to learn more about our Employee Benefit Optimization Solutions?


    Schedule a 30-minute WWERA overview/webinar to learn more about how our solutions can impact your employees and your bottom line in a positive way.

  • Contact Us

    Get in touch with us to see how your organization might benefit.