• Preventative Care Management Program

    Statistically validated program that improves the health of employees.

    • A Self-Insured Medical Reimbursement Plan w/ a Preventative Care Emphasis (SIMRP)

    ZERO COST Enhanced Benefit Package

    Statistically validated program that improves the health of employees while enhancing the benefit package at no out of pocket cost for the employer or employee!


    Employer Benefits:

    • $500 average payroll savings, per participating employee per year.
    • Immediate financial impact to your bottom line with NO INVESTMENT.
    • Reduce claims costs by an average of $1,400 over a three-year period.

    Employee Benefits:

    • Opportunity to increase retirement savings, average tax savings of $1,800 per year to fund the IUL policy, with no reduction in take-home pay.
    • Robust Personal Health Dashboard for employee and their family.
    • Mayo Clinic wellness programs with 24/7 Telehealth, doctors, nurses and health counselors, co-pay free.

    The SIMRP model is based on existing IRS regulations and requirements. Available to companies of all sizes and is a health plan-related participation only plan. This means all the employee has to do is participate. They do not have to achieve a particular health or wellness goal.


    A SIMRP is an employer sponsored workplace program that provides employees the opportunity to upgrade their benefit package with a certified Preventative Care Program while reducing both the employer’s and employee’s health care costs and expenditures.

  • SIMRP Summary

    Employees are looking for sources to fund financial emergencies as well as enhancing their retirements. The federal government has made available a program to do just that. No salary reduction for your employees and no cost to employers, all paid for through tax savings.


    Attentive's SIMRP model is based on existing IRS regulations and requirements. Available to companies of all sizes.


    This is a guarantee issued, high cash value IUL life insurance policy for participating employees.


    1. All employees qualify, no medical testing required.
    2. High cash value account:
      • Can’t lose money in the fund
      • Tax-free growth
      • Tax-free withdrawals for financial/medical expenses or retirement
    3. Living benefits, access death benefit while you are alive, cash for living/medical expenses.                

    The CPA Journal - Opportunities for Tax and Cost Savings

    David Legge, CPA, CRP, CFrA, CBM Due Diligence Work - Coons Automotive Companies

    "Riding the Wave to Affordable Healthcare" Article

    Where Does the Money Come From?

    By participating in a Self-Insured Medical Reimbursement Plan with a Preventative Care Emphasis (SIMRP).


    Employer Benefits:

    • Immediate financial impact to the bottom line
    • Reduced taxable revenue - $500 average payroll savings, per participating employee per year
    • Increase employee retention, loyalty and productivity
    • Reduces claims 1-2% on average or $1,400 per participant over a three year period
    • Operational, and fully automated within 30-45 days

    Employee Benefits:

    • Opportunity to increase retirement savings by an average of $1,800 per year
    • Robust Personal Health Dashboard identifies opportunities for a healthier lifestyle
    • 24/7 Telehelth™ doctors, nurses, and health coaches, copay-free
    • Mayo Clinic wellness programs
    • Addiction recovery and counseling, copay-free
    • Supplemental insurance benefits such as Life, Hospital Indemnity, Accident, Critical Illness and AD&D
  • Contact Us

    Get in touch with us to see how your organization might benefit.